:root {
  --primary-color: #14b8a6;
  --primary-dark: #0f766e;
  --primary-light: #5eead4;
  --secondary-color: #0f172a;
  --accent-color: #f97316;
  --text-dark: #1e293b;
  --text-light: #64748b;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-300: #cbd5e1;
  --gray-400: #94a3b8;
  --gray-500: #64748b;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1e293b;
  --gray-900: #0f172a;
  --spacing-xs: 0.5rem;
  --spacing-sm: 1rem;
  --spacing-md: 1.5rem;
  --spacing-lg: 2rem;
  --spacing-xl: 3rem;
  --spacing-2xl: 4rem;
  --transition: all 0.3s ease;
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background-color: var(--white);
  overflow-x: hidden;
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.page-loader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  transition: opacity 0.5s, visibility 0.5s;
}

.page-loader.hidden {
  opacity: 0;
  visibility: hidden;
}

.loader-spinner {
  width: 50px;
  height: 50px;
  border: 4px solid var(--gray-200);
  border-top-color: var(--primary-color);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

@keyframes spin {
  from {
    transform: rotate(0deg);
  }
  to {
    transform: rotate(360deg);
  }
}

.info-banner {
  background: var(--secondary-color);
  color: var(--white);
  padding: var(--spacing-xs) 0;
  font-size: 0.875rem;
}

.info-banner-content {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--spacing-lg);
  flex-wrap: wrap;
}

.info-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--white);
  text-decoration: none;
  transition: var(--transition);
}

.info-item:hover {
  color: var(--primary-light);
}

.info-item svg {
  flex-shrink: 0;
}

.header {
  background: var(--white);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 100;
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--spacing-sm) 0;
}

.logo {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--primary-color);
  text-decoration: none;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: var(--spacing-lg);
  list-style: none;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  transition: var(--transition);
  position: relative;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-color);
}

.nav-cta {
  background: var(--primary-color);
  color: var(--white) !important;
  padding: 0.625rem 1.5rem;
  border-radius: var(--radius-lg);
  transition: var(--transition);
}

.nav-cta:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 0.25rem;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
}

.mobile-toggle span {
  width: 24px;
  height: 2px;
  background: var(--text-dark);
  transition: var(--transition);
}

.mobile-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.mobile-toggle.active span:nth-child(2) {
  opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -6px);
}

.hero {
  padding: var(--spacing-2xl) 0;
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.hero-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary-dark);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-lg);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  margin-bottom: var(--spacing-md);
}

.hero-title {
  font-size: 3.5rem;
  font-weight: 800;
  line-height: 1.1;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-md);
}

.hero-description {
  font-size: 1.125rem;
  color: var(--text-light);
  margin-bottom: var(--spacing-lg);
  line-height: 1.8;
}

.hero-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.hero-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.btn-primary {
  display: inline-block;
  background: var(--primary-color);
  color: var(--white);
  padding: 1rem 2rem;
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition);
  border: none;
  cursor: pointer;
}

.btn-primary:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-secondary {
  display: inline-block;
  background: var(--secondary-color);
  color: var(--white);
  padding: 1rem 2rem;
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition);
}

.btn-secondary:hover {
  background: var(--gray-700);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-outline {
  display: inline-block;
  background: transparent;
  color: var(--primary-color);
  padding: 1rem 2rem;
  border: 2px solid var(--primary-color);
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-weight: 600;
  transition: var(--transition);
}

.btn-outline:hover {
  background: var(--primary-color);
  color: var(--white);
  transform: translateY(-2px);
}

.stats-section {
  padding: var(--spacing-xl) 0;
  background: var(--white);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
  margin: 0 auto;
}

.stat-card {
  text-align: center;
  padding: var(--spacing-lg);
  background: var(--gray-50);
  border-radius: var(--radius-xl);
  transition: var(--transition);
}

.stat-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.stat-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--primary-color);
  margin-bottom: 0.5rem;
}

.stat-label {
  font-size: 1rem;
  color: var(--text-light);
  font-weight: 500;
}

.about-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.about-image {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.about-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.about-badge {
  position: absolute;
  top: var(--spacing-lg);
  left: var(--spacing-lg);
  background: var(--primary-color);
  color: var(--white);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-lg);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
}

.about-content h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.about-content p {
  font-size: 1rem;
  color: var(--text-light);
  margin-bottom: var(--spacing-md);
  line-height: 1.8;
}

.check-list {
  list-style: none;
  margin-bottom: var(--spacing-lg);
}

.check-list li {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 0;
  font-weight: 500;
  color: var(--text-dark);
}

.check-list li:before {
  content: "✓";
  width: 24px;
  height: 24px;
  background: var(--primary-color);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.875rem;
  font-weight: 700;
}

.stat-highlight {
  display: flex;
  align-items: center;
  gap: var(--spacing-md);
  padding: var(--spacing-lg);
  background: var(--primary-color);
  color: var(--white);
  border-radius: var(--radius-lg);
  margin-bottom: var(--spacing-lg);
}

.stat-highlight-number {
  font-size: 3rem;
  font-weight: 800;
  line-height: 1;
}

.stat-highlight-title {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 0.25rem;
}

.stat-highlight-subtitle {
  font-size: 0.875rem;
  opacity: 0.9;
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--spacing-2xl);
}

.section-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary-dark);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-lg);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  margin-bottom: var(--spacing-md);
}

.section-header h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.section-header p {
  font-size: 1.125rem;
  color: var(--text-light);
  line-height: 1.8;
}

.services-intro {
  padding: var(--spacing-2xl) 0 0;
  background: var(--gray-50);
}

.services-section {
  padding: 0 0 var(--spacing-2xl);
  background: var(--gray-50);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-xl);
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  position: relative;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.service-image {
  height: 200px;
  overflow: hidden;
}

.service-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}

.service-card:hover .service-image img {
  transform: scale(1.1);
}

.service-icon {
  position: absolute;
  top: 170px;
  left: var(--spacing-lg);
  width: 60px;
  height: 60px;
  background: var(--primary-color);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-lg);
}

.service-card h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin: var(--spacing-2xl) var(--spacing-lg) var(--spacing-sm);
}

.service-card p {
  color: var(--text-light);
  padding: 0 var(--spacing-lg);
  margin-bottom: var(--spacing-md);
  line-height: 1.6;
}

.service-link {
  display: inline-block;
  color: var(--primary-color);
  font-weight: 600;
  padding: 0 var(--spacing-lg) var(--spacing-lg);
  text-decoration: none;
  transition: var(--transition);
}

.service-link:hover {
  color: var(--primary-dark);
  gap: 0.75rem;
}

.services-cta {
  text-align: center;
}

.trust-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--spacing-lg);
}

.trust-card {
  text-align: center;
  padding: var(--spacing-xl);
  background: var(--gray-50);
  border-radius: var(--radius-xl);
  transition: var(--transition);
}

.trust-card:hover {
  background: var(--primary-color);
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.trust-card:hover .trust-number,
.trust-card:hover .trust-label {
  color: var(--white);
}

.trust-number {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary-color);
  margin-bottom: 0.5rem;
}

.trust-label {
  font-size: 0.875rem;
  color: var(--text-light);
  font-weight: 600;
  letter-spacing: 0.05em;
}

.team-section {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--spacing-lg);
}

.team-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  text-align: center;
}

.team-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.team-image {
  height: 250px;
  overflow: hidden;
}

.team-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}

.team-card:hover .team-image img {
  transform: scale(1.05);
}

.team-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin: var(--spacing-md) var(--spacing-md) 0.5rem;
}

.team-role {
  color: var(--primary-color);
  font-weight: 600;
  font-size: 0.875rem;
  padding: 0 var(--spacing-md) var(--spacing-md);
}

.insights-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.insights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.insight-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.insight-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.insight-image {
  height: 200px;
  overflow: hidden;
}

.insight-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}

.insight-card:hover .insight-image img {
  transform: scale(1.1);
}

.insight-content {
  padding: var(--spacing-lg);
}

.insight-meta {
  color: var(--primary-color);
  font-weight: 600;
  font-size: 0.875rem;
  margin-bottom: 0.5rem;
}

.insight-content h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-sm);
  line-height: 1.4;
}

.insight-content p {
  color: var(--text-light);
  margin-bottom: var(--spacing-md);
  line-height: 1.6;
}

.insight-link {
  color: var(--primary-color);
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition);
}

.insight-link:hover {
  color: var(--primary-dark);
}

.cta-section {
  padding: var(--spacing-2xl) 0;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
  color: var(--white);
}

.cta-content {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.cta-content h2 {
  font-size: 2.5rem;
  font-weight: 800;
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.cta-content p {
  font-size: 1.125rem;
  margin-bottom: var(--spacing-lg);
  line-height: 1.8;
  opacity: 0.95;
}

.btn-cta-white {
  display: inline-block;
  background: var(--white);
  color: var(--primary-color);
  padding: 1rem 2rem;
  border-radius: var(--radius-lg);
  text-decoration: none;
  font-weight: 700;
  transition: var(--transition);
}

.btn-cta-white:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(255,255,255,0.3);
}

.page-hero {
  padding: var(--spacing-2xl) 0;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
  color: var(--white);
  text-align: center;
}

.page-hero h1 {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: var(--spacing-md);
}

.page-hero p {
  font-size: 1.25rem;
  opacity: 0.95;
}

.benefits-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.benefit-card {
  background: var(--white);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  transition: var(--transition);
  text-align: center;
}

.benefit-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.benefit-icon {
  width: 80px;
  height: 80px;
  background: var(--primary-light);
  color: var(--primary-dark);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
}

.benefit-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-sm);
}

.benefit-card p {
  color: var(--text-light);
  line-height: 1.6;
}

.features-section {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.features-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.feature-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.feature-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.feature-content h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.process-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--spacing-lg);
}

.process-step {
  text-align: center;
  padding: var(--spacing-lg);
  background: var(--gray-50);
  border-radius: var(--radius-xl);
  transition: var(--transition);
}

.process-step:hover {
  background: var(--primary-light);
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.process-icon {
  width: 80px;
  height: 80px;
  background: var(--primary-color);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
}

.process-step h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: var(--spacing-sm);
}

.process-step p {
  color: var(--text-light);
  font-size: 0.875rem;
  line-height: 1.6;
}

.family-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.family-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.family-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.family-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.family-image {
  height: 250px;
  overflow: hidden;
}

.family-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}

.family-card:hover .family-image img {
  transform: scale(1.1);
}

.family-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--secondary-color);
  padding: var(--spacing-md) var(--spacing-md) var(--spacing-sm);
}

.family-card p {
  color: var(--text-light);
  padding: 0 var(--spacing-md) var(--spacing-md);
  line-height: 1.6;
}

.contact-section {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(320px, 400px) 1fr;
  gap: var(--spacing-lg);
}

.contact-sidebar {
  background: var(--primary-color);
  color: var(--white);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
}

.contact-sidebar h2 {
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: var(--spacing-md);
}

.contact-sidebar p {
  margin-bottom: var(--spacing-xl);
  opacity: 0.95;
  line-height: 1.8;
}

.contact-info {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
}

.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-md);
}

.contact-info-icon {
  width: 48px;
  height: 48px;
  background: rgba(255,255,255,0.2);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-info-label {
  font-size: 0.875rem;
  opacity: 0.9;
  margin-bottom: 0.25rem;
}

.contact-info-value {
  color: var(--white);
  text-decoration: none;
  font-weight: 600;
  line-height: 1.6;
  word-break: break-word;
  overflow-wrap: break-word;
}

.contact-info-value:hover {
  opacity: 0.8;
}

.contact-form-wrapper {
  background: var(--white);
  padding: var(--spacing-2xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-md);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.form-group label {
  font-weight: 600;
  color: var(--text-dark);
  font-size: 0.875rem;
}

.required {
  color: var(--accent-color);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.875rem 1rem;
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-md);
  font-size: 1rem;
  font-family: inherit;
  transition: var(--transition);
  background: var(--white);
}

/* Better select arrow spacing / consistent cross-browser rendering */
.form-group select {
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;

  /* Leave room for the custom arrow */
  padding-right: 2.75rem;

  /* Custom arrow (SVG). Change %2364748b to another hex if needed. */
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'%3E%3Cpath d='M6 8l4 4 4-4' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 1.1rem;
}

/* IE / legacy Edge: hide native arrow */
.form-group select::-ms-expand {
  display: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-color);
  box-shadow: 0 0 0 3px rgba(20, 184, 166, 0.1);
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: var(--accent-color);
}

.error-message {
  color: var(--accent-color);
  font-size: 0.875rem;
  display: none;
  margin-top: -0.25rem;
}

.form-group.error .error-message {
  display: block;
}

.consent-group {
  margin-top: var(--spacing-sm);
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-sm);
  cursor: pointer;
  font-weight: 400;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 0.25rem;
  width: 18px;
  height: 18px;
  cursor: pointer;
  flex-shrink: 0;
  accent-color: var(--primary-color);
}

.checkbox-text {
  font-size: 0.875rem;
  color: var(--text-light);
  line-height: 1.6;
}

.checkbox-text a {
  color: var(--primary-color);
  text-decoration: none;
}

.checkbox-text a:hover {
  text-decoration: underline;
}

.btn-submit {
  background: var(--primary-color);
  color: var(--white);
  padding: 1rem 2rem;
  border: none;
  border-radius: var(--radius-lg);
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
  position: relative;
  margin-top: var(--spacing-md);
}

.btn-submit:hover:not(:disabled) {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-submit:disabled {
  opacity: 0.7;
  cursor: not-allowed;
}

.btn-submit.loading .btn-text {
  opacity: 0;
}

.btn-submit.loading .btn-loader {
  opacity: 1;
}

.btn-loader {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 24px;
  height: 24px;
  margin-top: -12px;
  margin-left: -12px;
  border: 3px solid rgba(255,255,255,0.3);
  border-top-color: var(--white);
  border-radius: 50%;
  opacity: 0;
  transition: var(--transition);
  animation: spin 0.8s linear infinite;
}

.toast {
  position: fixed;
  bottom: var(--spacing-lg);
  right: var(--spacing-lg);
  background: var(--secondary-color);
  color: var(--white);
  padding: var(--spacing-md) var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  transform: translateY(200%);
  transition: transform 0.3s ease;
  z-index: 1000;
  max-width: 400px;
}

.toast.show {
  transform: translateY(0);
}

.toast.success {
  background: var(--primary-color);
}

.toast.error {
  background: var(--accent-color);
}

.privacy-hero,
.terms-hero {
  padding: var(--spacing-2xl) 0;
  background: linear-gradient(135deg, var(--primary-color) 0%, var(--primary-dark) 100%);
  color: var(--white);
  text-align: center;
}

.privacy-hero h1,
.terms-hero h1 {
  font-size: 3rem;
  font-weight: 800;
}

.content-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.content-wrapper {
  max-width: 800px;
  margin: 0 auto;
}

.content-wrapper h2 {
  font-size: 2rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-top: var(--spacing-xl);
  margin-bottom: var(--spacing-md);
}

.content-wrapper h3 {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--secondary-color);
  margin-top: var(--spacing-lg);
  margin-bottom: var(--spacing-sm);
}

.content-wrapper p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
}

.content-wrapper a {
  color: var(--primary-color);
  text-decoration: none;
}

.content-wrapper a:hover {
  text-decoration: underline;
}

.footer {
  background: var(--secondary-color);
  color: var(--white);
  padding: var(--spacing-2xl) 0 var(--spacing-lg);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--spacing-2xl);
  margin-bottom: var(--spacing-xl);
}

.footer-brand h3 {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: var(--spacing-md);
}

.footer-brand p {
  color: var(--gray-400);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
}

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--gray-400);
  text-decoration: none;
  transition: var(--transition);
}

.footer-contact-item:hover {
  color: var(--primary-light);
}

.footer-column h4 {
  font-size: 1.125rem;
  font-weight: 600;
  margin-bottom: var(--spacing-md);
}

.footer-column ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.footer-column a {
  color: var(--gray-400);
  text-decoration: none;
  transition: var(--transition);
}

.footer-column a:hover {
  color: var(--primary-light);
}

.footer-location {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-sm);
  color: var(--gray-400);
}

.footer-location svg {
  flex-shrink: 0;
  margin-top: 0.25rem;
}

.footer-bottom {
  border-top: 1px solid var(--gray-700);
  padding-top: var(--spacing-lg);
  text-align: center;
  color: var(--gray-400);
}

.fade-in-up {
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 0.6s ease forwards;
}

.delay-1 {
  animation-delay: 0.2s;
}

.delay-2 {
  animation-delay: 0.4s;
}

.delay-3 {
  animation-delay: 0.6s;
}

@keyframes fadeInUp {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 1024px) {
  .hero-grid,
  .about-grid,
  .features-grid {
    grid-template-columns: 1fr;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .trust-grid,
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .insights-grid,
  .benefits-grid,
  .family-grid,
  .process-grid {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .hero-title {
    font-size: 2.5rem;
  }

  .section-header h2,
  .about-content h2,
  .feature-content h2,
  .cta-content h2 {
    font-size: 2rem;
  }
}

@media (max-width: 768px) {
  .mobile-toggle {
    display: flex;
  }

  .nav-menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    flex-direction: column;
    padding: var(--spacing-md);
    box-shadow: var(--shadow-lg);
    transform: translateY(-100%);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
  }

  .nav-menu.active {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .info-banner-content {
    flex-direction: column;
    gap: var(--spacing-sm);
    align-items: flex-start;
  }

  .hero-title {
    font-size: 2rem;
  }

  .page-hero h1 {
    font-size: 2rem;
  }

  .stats-grid,
  .trust-grid,
  .team-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .section-header h2,
  .about-content h2,
  .feature-content h2,
  .cta-content h2 {
    font-size: 1.75rem;
  }

  .contact-sidebar,
  .contact-form-wrapper {
    padding: var(--spacing-lg);
  }

  .contact-sidebar h2 {
    font-size: 1.5rem;
  }
}

@media (max-width: 480px) {
  :root {
    --spacing-xl: 2rem;
    --spacing-2xl: 3rem;
  }

  .hero-title {
    font-size: 1.75rem;
  }

  .section-header h2 {
    font-size: 1.5rem;
  }

  .btn-primary,
  .btn-secondary,
  .btn-outline,
  .btn-cta-white {
    padding: 0.875rem 1.5rem;
    font-size: 0.875rem;
  }

  .contact-sidebar,
  .contact-form-wrapper {
    padding: var(--spacing-md);
  }

  .contact-sidebar h2 {
    font-size: 1.25rem;
  }

  .contact-grid {
    gap: var(--spacing-md);
  }
}

.insurance-hero {
  padding: var(--spacing-2xl) 0;
  background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.insurance-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.insurance-hero-grid.reverse {
  grid-template-columns: 1fr 1fr;
}

.insurance-hero-grid.reverse .insurance-hero-image {
  order: -1;
}

.insurance-hero-content h1 {
  font-size: 3rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
  line-height: 1.2;
}

.insurance-hero-content p {
  font-size: 1.125rem;
  color: var(--text-light);
  margin-bottom: var(--spacing-lg);
  line-height: 1.8;
}

.hero-features {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-xl);
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  color: var(--primary-color);
  font-weight: 600;
}

.hero-feature-item svg {
  flex-shrink: 0;
}

.insurance-hero-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.insurance-hero-image img {
  width: 100%;
  height: auto;
  display: block;
}

.coverage-highlights {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.coverage-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.coverage-card {
  background: var(--gray-50);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  text-align: center;
  transition: var(--transition);
}

.coverage-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.coverage-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  margin: 0 auto var(--spacing-md);
}

.coverage-card h3 {
  font-size: 1.25rem;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.coverage-card p {
  color: var(--text-light);
  line-height: 1.6;
}

.section-header-center {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--spacing-2xl);
}

.section-header-center h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.section-header-center p {
  font-size: 1.125rem;
  color: var(--text-light);
  line-height: 1.8;
}

.benefits-detailed {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.benefits-two-column {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.benefits-list {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
}

.benefit-item {
  display: flex;
  gap: var(--spacing-md);
}

.benefit-check {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  background: var(--primary-color);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
}

.benefit-item h4 {
  font-size: 1.125rem;
  color: var(--text-dark);
  margin-bottom: var(--spacing-xs);
}

.benefit-item p {
  color: var(--text-light);
  line-height: 1.6;
}

.benefits-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.benefits-image img {
  width: 100%;
  height: auto;
  display: block;
}

.how-it-works-simple {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.steps-horizontal {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: var(--spacing-lg);
  align-items: center;
}

.step-item {
  text-align: center;
  padding: var(--spacing-xl);
  background: var(--gray-50);
  border-radius: var(--radius-xl);
}

.step-number {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 3rem;
  font-weight: 800;
  opacity: 1;
  margin: 0 auto var(--spacing-md);

}

.step-item h3 {
  font-size: 1.25rem;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.step-item p {
  color: var(--text-light);
  line-height: 1.6;
  font-size: 0.9375rem;
}

.step-arrow {
  font-size: 2rem;
  color: var(--primary-color);
  font-weight: 300;
}

.testimonial-cta {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.testimonial-box {
  background: var(--white);
  padding: var(--spacing-2xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  margin-bottom: var(--spacing-xl);
  text-align: center;
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.quote-icon {
  color: var(--primary-light);
  opacity: 0.3;
  margin-bottom: var(--spacing-md);
}

.testimonial-text {
  font-size: 1.25rem;
  color: var(--text-dark);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
  font-style: italic;
}

.testimonial-author {
  color: var(--text-light);
  font-weight: 600;
}

.cta-box {
  text-align: center;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  padding: var(--spacing-2xl);
  border-radius: var(--radius-xl);
  color: var(--white);
}

.cta-box h2 {
  font-size: 2rem;
  margin-bottom: var(--spacing-md);
}

.cta-box p {
  font-size: 1.125rem;
  margin-bottom: var(--spacing-lg);
  opacity: 0.95;
}

.protection-needs {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.needs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.need-card {
  background: var(--gray-50);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  text-align: center;
  transition: var(--transition);
}

.need-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.need-icon {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  margin: 0 auto var(--spacing-md);
}

.need-card h3 {
  font-size: 1.25rem;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.need-card p {
  color: var(--text-light);
  line-height: 1.6;
}

.plan-types {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.plans-comparison {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.plan-card {
  background: var(--white);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  position: relative;
  transition: var(--transition);
}

.plan-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.plan-card.featured {
  border: 3px solid var(--primary-color);
  transform: scale(1.05);
}

.plan-badge {
  position: absolute;
  top: -12px;
  right: var(--spacing-lg);
  background: var(--accent-color);
  color: var(--white);
  padding: var(--spacing-xs) var(--spacing-md);
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 700;
}

.plan-header {
  text-align: center;
  margin-bottom: var(--spacing-lg);
  padding-bottom: var(--spacing-lg);
  border-bottom: 2px solid var(--gray-200);
}

.plan-header h3 {
  font-size: 1.5rem;
  color: var(--text-dark);
  margin-bottom: var(--spacing-xs);
}

.plan-subtitle {
  color: var(--text-light);
  font-size: 0.9375rem;
}

.plan-features {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--spacing-lg);
}

.plan-features li {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-md);
  color: var(--text-dark);
  line-height: 1.6;
}

.plan-features svg {
  flex-shrink: 0;
  color: var(--primary-color);
  margin-top: 2px;
}

.family-promise {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.promise-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.promise-text h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.promise-text p {
  font-size: 1.125rem;
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: var(--spacing-xl);
}

.promise-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-xl);
}

.promise-stat {
  text-align: center;
  padding: var(--spacing-lg);
  background: var(--gray-50);
  border-radius: var(--radius-lg);
}

.stat-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary-color);
  margin-bottom: var(--spacing-xs);
}

.stat-label {
  color: var(--text-light);
  font-size: 0.9375rem;
}

.promise-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.promise-image img {
  width: 100%;
  height: auto;
  display: block;
}

.testimonials-section {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.testimonial-card {
  background: var(--white);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
}

.testimonial-rating {
  color: #FFB800;
  font-size: 1.25rem;
  margin-bottom: var(--spacing-md);
}

.testimonial-text {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: var(--spacing-lg);
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--spacing-md);
}

.testimonial-author img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
}

.testimonial-author h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--secondary-color);
  margin-bottom: 0.25rem;
}

.testimonial-author p {
  font-size: 0.875rem;
  color: var(--text-light);
}

.faq-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.faq-grid {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.faq-item {
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition);
}

.faq-item:hover {
  border-color: var(--primary-color);
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--spacing-lg);
  background: none;
  border: none;
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--secondary-color);
  text-align: left;
  cursor: pointer;
  transition: var(--transition);
}

.faq-question:hover {
  color: var(--primary-color);
}

.faq-icon {
  flex-shrink: 0;
  transition: var(--transition);
  color: var(--primary-color);
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 var(--spacing-lg) var(--spacing-lg);
  color: var(--text-light);
  line-height: 1.8;
}

@media (max-width: 992px) {
  .insurance-hero-grid,
  .insurance-hero-grid.reverse {
    grid-template-columns: 1fr;
  }

  .insurance-hero-grid.reverse .insurance-hero-image {
    order: 0;
  }

  .coverage-cards,
  .needs-grid {
    grid-template-columns: 1fr;
  }

  .benefits-two-column,
  .promise-content {
    grid-template-columns: 1fr;
  }

  .steps-horizontal {
    grid-template-columns: 1fr;
  }

  .step-arrow {
    display: none;
  }

  .plans-comparison {
    grid-template-columns: 1fr;
  }

  .plan-card.featured {
    transform: scale(1);
  }

  .insurance-hero-content h1 {
    font-size: 2.25rem;
  }

  .section-header-center h2 {
    font-size: 2rem;
  }

  .promise-stats {
    grid-template-columns: 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .process-grid {
    grid-template-columns: 1fr;
  }
}

.network-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.network-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.network-stat-card {
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  text-align: center;
  color: var(--white);
  transition: var(--transition);
}

.network-stat-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.network-stat-number {
  font-size: 3rem;
  font-weight: 800;
  margin-bottom: var(--spacing-md);
}

.network-stat-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: var(--spacing-sm);
}

.network-stat-card p {
  opacity: 0.95;
  line-height: 1.6;
}

.wellness-programs {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.wellness-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

.wellness-image {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.wellness-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.wellness-text h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.wellness-text > p {
  font-size: 1.125rem;
  color: var(--text-light);
  margin-bottom: var(--spacing-xl);
  line-height: 1.8;
}

.wellness-features {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.wellness-feature {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-md);
  padding: var(--spacing-md);
  background: var(--white);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}

.wellness-feature:hover {
  box-shadow: var(--shadow-md);
  transform: translateX(8px);
}

.wellness-feature svg {
  flex-shrink: 0;
  color: var(--primary-color);
  margin-top: 0.25rem;
}

.wellness-feature h4 {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 0.25rem;
}

.wellness-feature p {
  color: var(--text-light);
  line-height: 1.6;
}

.comparison-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.comparison-table {
  max-width: 900px;
  margin: 0 auto;
  background: var(--white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.comparison-header {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  background: var(--gray-50);
  padding: var(--spacing-lg);
  gap: var(--spacing-md);
}

.comparison-header-item {
  text-align: center;
  padding: var(--spacing-md);
}

.comparison-header-item.highlight {
  background: var(--primary-color);
  color: var(--white);
  border-radius: var(--radius-lg);
}

.comparison-header-item h3 {
  font-size: 1.25rem;
  font-weight: 700;
}

.comparison-header-item.empty {
  background: transparent;
}

.comparison-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: var(--spacing-md);
  padding: var(--spacing-lg);
  border-bottom: 1px solid var(--gray-200);
}

.comparison-row:last-child {
  border-bottom: none;
}

.comparison-row:hover {
  background: var(--gray-50);
}

.comparison-feature {
  font-weight: 600;
  color: var(--text-dark);
  display: flex;
  align-items: center;
}

.comparison-value {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-weight: 600;
  color: var(--text-light);
}

.comparison-value.highlight {
  color: var(--primary-color);
}

.comparison-value svg {
  color: var(--primary-color);
}

.calculator-section {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.calculator-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-2xl);
  align-items: start;
}

.calculator-info {
  background: var(--white);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
}

.calculator-info h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.calculator-info > p {
  color: var(--text-light);
  margin-bottom: var(--spacing-xl);
  line-height: 1.8;
}

.calculator-factors h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.factor-item {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  padding: var(--spacing-sm) 0;
  color: var(--text-dark);
  font-weight: 500;
}

.factor-item svg {
  color: var(--primary-color);
  flex-shrink: 0;
}

.coverage-examples {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.coverage-examples h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.coverage-example-card {
  background: var(--white);
  padding: var(--spacing-lg);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  text-align: center;
  transition: var(--transition);
  border: 2px solid var(--gray-200);
}

.coverage-example-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-color);
}

.coverage-example-card.featured-coverage {
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  color: var(--white);
  border: none;
  position: relative;
}

.coverage-badge {
  position: absolute;
  top: -12px;
  right: var(--spacing-lg);
  background: var(--accent-color);
  color: var(--white);
  padding: 0.375rem var(--spacing-md);
  border-radius: var(--radius-md);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.05em;
}

.coverage-amount {
  font-size: 2.5rem;
  font-weight: 800;
  margin-bottom: var(--spacing-sm);
}

.coverage-desc {
  color: var(--text-light);
  font-size: 1rem;
}

.coverage-example-card.featured-coverage .coverage-desc {
  color: var(--white);
  opacity: 0.95;
}

.riders-section {
  padding: var(--spacing-2xl) 0;
  background: var(--white);
}

.riders-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--spacing-lg);
}

.rider-card {
  background: var(--gray-50);
  padding: var(--spacing-xl);
  border-radius: var(--radius-xl);
  text-align: center;
  transition: var(--transition);
  border: 2px solid transparent;
}

.rider-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-color);
  background: var(--white);
}

.rider-icon {
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
}

.rider-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.rider-card p {
  color: var(--text-light);
  line-height: 1.6;
}

.process-timeline {
  padding: var(--spacing-2xl) 0;
  background: var(--gray-50);
}

.timeline {
  max-width: 900px;
  margin: 0 auto;
  position: relative;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--primary-light);
  transform: translateX(-50%);
}

.timeline-item {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-xl);
  align-items: center;
}

.timeline-marker {
  grid-column: 2;
  grid-row: 1;
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--primary-color), var(--primary-dark));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  font-weight: 800;
  color: var(--white);
  box-shadow: var(--shadow-lg);
  position: relative;
  z-index: 1;
}

.timeline-item:nth-child(odd) .timeline-content {
  grid-column: 1;
  grid-row: 1;
  text-align: right;
}

.timeline-item:nth-child(even) .timeline-content {
  grid-column: 3;
  grid-row: 1;
  text-align: left;
}

.timeline-content {
  background: var(--white);
  padding: var(--spacing-lg);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.timeline-content:hover {
  transform: scale(1.05);
  box-shadow: var(--shadow-xl);
}

.timeline-content h3 {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.timeline-content p {
  color: var(--text-light);
  line-height: 1.6;
  margin-bottom: var(--spacing-sm);
}

.timeline-duration {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary-dark);
  padding: 0.375rem var(--spacing-md);
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 700;
  margin-top: var(--spacing-sm);
}

@media (max-width: 992px) {
  .network-grid,
  .riders-grid {
    grid-template-columns: 1fr;
  }

  .wellness-content,
  .calculator-wrapper {
    grid-template-columns: 1fr;
  }

  .comparison-header,
  .comparison-row {
    grid-template-columns: 1.5fr 1fr 1fr;
    font-size: 0.875rem;
  }

  .timeline::before {
    left: 30px;
  }

  .timeline-item {
    grid-template-columns: auto 1fr;
    gap: var(--spacing-md);
  }

  .timeline-marker {
    grid-column: 1;
    width: 60px;
    height: 60px;
    font-size: 1.5rem;
  }

  .timeline-item:nth-child(odd) .timeline-content,
  .timeline-item:nth-child(even) .timeline-content {
    grid-column: 2;
    text-align: left;
  }
}

@media (max-width: 576px) {
  .comparison-header,
  .comparison-row {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .comparison-feature {
    justify-content: center;
    padding: var(--spacing-sm) 0;
    border-bottom: 1px solid var(--gray-200);
    font-size: 1rem;
  }

  .comparison-value {
    padding: var(--spacing-sm) 0;
  }

  .network-stat-number {
    font-size: 2.5rem;
  }

  .timeline::before {
    left: 25px;
  }

  .timeline-marker {
    width: 50px;
    height: 50px;
    font-size: 1.25rem;
  }
}